BOOKING OPTIONS GUIDE

Package Holiday vs DIY Booking

Should you book a package holiday or arrange everything yourself? Both options have their merits. Here's everything you need to know to make the right choice for your Florida trip.

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Package vs DIY: The Key Differences

Both approaches can work well. The right choice depends on your priorities, budget, and how much planning you want to do yourself.

Package Holiday

Book everything together

Advantages

  • One point of contact – if anything changes or goes wrong, you deal with one company
  • Spread the cost – typically just a small deposit upfront, then monthly payments
  • They handle problems – flight cancellations, hotel issues, schedule changes are managed for you
  • Less research needed – curated options make decisions easier
  • Package deals – sometimes genuinely cheaper, especially with exclusive hotel rates

Disadvantages

  • Often more expensive – you're paying for convenience
  • Less flexibility – limited to their hotel/flight combinations
  • Hidden extras – base price often excludes bags, transfers, tickets
  • Ticket prices inflated – theme park tickets are often marked up significantly

DIY Booking

Book everything separately

Advantages

  • Usually cheaper – find the best deals on each component separately
  • Complete flexibility – any flight, any hotel, any dates you want
  • Cheaper tickets – buy from specialist ticket vendors at much lower prices
  • Can still spread costs – tickets and accommodation often offer payment plans
  • Mix and match – split stays, different room types, stopovers

Disadvantages

  • More admin – multiple bookings, confirmations, and contacts
  • You handle problems – flight changes mean updating car hire, transfers, etc.
  • Flights need paying upfront – airlines require full payment at booking
  • Requires research – need to find the best deals yourself

Pro Tip: Fly-Drive Packages

If you want to spread costs but book separately, consider a fly-drive package. Booking flights and car hire together (even directly with the airline) technically counts as a package, which means you can often pay a deposit and spread the cost. You can then book accommodation and tickets separately, many of which also offer their own payment plans.

UNDERSTANDING YOUR PROTECTION

ATOL, ABTA & Financial Protection

There's a common misconception that package holidays offer "extra" protection. Here's what these schemes actually cover.

ATOL

Air Travel Organiser's Licence

Managed by the Civil Aviation Authority (CAA)

What it covers:

  • Package holidays that include flights
  • Refund if the company goes bust before your trip
  • Repatriation if you're abroad when they fail

Important to know:

ATOL only protects against the tour operator failing. It doesn't cover airline failures (that's what your travel insurance is for) or general problems with your holiday. If you book flights directly with an airline, you're not ATOL protected – but you're also not at risk of a tour operator going bust.

ABTA

Association of British Travel Agents

Industry trade association

What it covers:

  • Non-flight packages (e.g., cruise-only, coach tours)
  • Access to arbitration for complaints
  • Code of conduct members must follow

Important to know:

ABTA membership is voluntary – it indicates a company meets certain standards, but it's not a legal requirement. ABTA protection mainly applies to non-flight packages. For Florida holidays with flights, ATOL is the relevant protection.

The Bottom Line on Protection

Package holidays don't offer additional protection – they offer different protection. ATOL protects you if the tour operator fails. When booking directly:

  • Airlines – If they fail, your credit card's Section 75 protection or travel insurance covers you
  • Hotels – Pay by credit card for Section 75 protection on bookings over £100
  • Theme park tickets – UK vendors are ABTA protected; use credit card for extra security
IF YOU BOOK SEPARATELY

Be Prepared for Changes

When booking separately, you're responsible for managing changes. Here's what to plan for.

Flight Schedule Changes

Airlines can change flight times, sometimes significantly. If this happens, you'll need to update:

  • Car hire pick-up/drop-off times
  • Airport transfers or shuttle bookings
  • First/last night accommodation if needed
  • Dining reservations on arrival day

Flight Cancellations

Have a backup plan in case your flight is cancelled:

  • Know your rights under UK261 (refund or rebooking)
  • Check alternative routes/airlines in advance
  • Keep contact details for all bookings handy
  • Travel insurance with cancellation cover is essential

Accommodation Changes

Hotels and villas can occasionally have issues:

  • Book refundable rates where possible
  • Know the cancellation policy before booking
  • Research backup accommodation options
  • Pay by credit card for Section 75 protection

Don't Let This Put You Off

Flight changes and cancellations are relatively rare, and most Florida holidays go smoothly. As long as you're well organised, keep all your booking details together, and have good travel insurance, you can handle most situations yourself. Many experienced Florida travellers prefer booking separately because the savings often outweigh the small extra admin.

FLORIDA PACKAGE PROVIDERS

Popular UK Package Holiday Providers

If you decide a package holiday is right for you, here are some of the most popular UK providers for Florida holidays.

Airline Holiday Divisions

Florida Specialists

Online Travel Agents

Disney Specialists

Always Compare Before You Book

Package prices can vary significantly between providers for similar holidays. Use our Holiday Calculator to get a DIY estimate, then compare with package prices to see which option offers better value for your specific trip.

Ready to Start Planning?

Whether you choose a package or book separately, our tools can help you plan the perfect Florida holiday.

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